Who We Are

Together Irving Pozmantier, Joe Williams and Donna Stone have accumulated over 166 years of combined experience providing insurance and risk management advice. Our goal is to work in partnership with our clients and their brokers to design, implement and monitor cost effective property and casualty insurance and risk management programs while providing a higher level of expertise.

Irving is acknowledged as one of the most esteemed insurance professionals in the industry today. Because he is widely respected by carriers, adjusters and clients, his negotiating skills have lead to the settlement of many large property claims which others had not been able to resolve.

Joe Williams

Joe would welcome the opportunity for a no cost consultation to determine if his skill set would provide added value to your insurance and risk management team. Joe is an effective communicator, is likeable, and a person whom others have found to be objective and credible.

Donna is a recognized and accomplished insurance & risk management professional, with over 40 years of experience in the industry. Her breadth of knowledge and expertise comes from serving in positions on all sides of insurance practice including underwriting, insurance broker, and most recently as Director of Risk Management for a global energy firm.


Rex is an attorney who combines his legal and insurance expertise to identify and implement creative risk management solutions. Rex simplifies the complex field of insurance by providing clear recommendations targeted to maximum client insurance outcomes.